Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Executive Director, Credit Risk Director for the Food and Agribusiness team within Commercial Banking Risk, you will lead a team of risk professionals, overseeing credit approvals and portfolio management for clients ranging from family-owned businesses to mid-cap corporates and sponsor-owned companies, typically with $20 million to $2 billion in revenues and non-investment grade profiles. Additionally, you will be responsible for structuring and negotiating complex credit transactions, maintaining accurate risk ratings, proactively managing portfolio health, and ensuring adherence to internal policies. You will serve as a subject matter expert, mentor team members, and drive execution in a dynamic, fast-paced environment. Occasional travel required.

Job Responsibilities

• Lead credit analysis, financial modeling, and structuring of new transactions and portfolio management.
• Develop and communicate independent views on credit decisions to stakeholders and senior leadership.
• Oversee negotiations and legal documentation for bilateral, syndicated, and institutional loan structures.
• Assess risks and mitigants, manage renewals and amendments, and maintain credit reporting metrics.
• Ensure accurate, forward-looking risk ratings, proactively manage deteriorating credits, and maintain a strong control environment.
• Serve as an expert on structuring, credit policy, and food and agribusiness risk issues.
• Mentor and coach team members, embrace change, and contribute to organizational improvement.

Required Qualifications, Capabilities, and Skills

• Bachelor's degree required.
• Completion of major bank credit training or equivalent experience; strong understanding of bank credit policies.
• Minimum 10 years' experience in commercial banking/lending, including credit analysis, structuring, loan documentation, and ancillary bank products.
• Superior credit, accounting, corporate finance, analytical, and financial modeling skills.
• Experience with leveraged M&A and sponsor transactions.
• Solid knowledge of loan documentation and negotiation of complex credit agreements.
• Strong interpersonal, communication, and attention to detail skills.
• Excellent organizational, analytical, and project management abilities; adept at managing multiple priorities.
• Proven ability to build collaborative relationships and foster teamwork.
• Quick learner with intellectual curiosity and initiative; able to perform well under pressure.

Preferred Qualifications, Capabilities, and Skills

• Deep understanding of food and agribusiness risks and trends preferred but not required.

Locations: Chicago (IL), Charlotte (NC), and other locations nationwide to be discussed.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.